SERVICES
Complete Financial Strategies For Success
Our independence lends us the freedom to offer a wide array of services tailored to your unique needs. From building your first portfolio to preparing for retirement, we're here to serve you.
RETIREMENT
PLANNING
Retirement Planning is not a one size fits all process. Whether you plan to retire or not, one thing is certain.... you’ll need money, and not just a lump sum of money, but a continuous flow of money that will last until all fades to black. At Independence Retirement Advisors, we help you establish a plan that if followed, will help ensure you don't outlive your money.
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Lifetime Income Planning (Income Allocation)
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Traditional IRA
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Roth IRA
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Social Security Planning
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401(k) and 403(b) Investment Planning
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Defined Benefit Plans
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Fixed Annuities
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Fixed Index Annuities
INVESTMENT
MANAGEMENT
Managing your investments can be complicated, especially if you aren't an expert! At Independence we pride ourselves in staying abreast of the market and the most recent current events, so we can provide strong advice to you. For your convenience we provide transaction and fee-based services, so you can choose the type of service most suitable for your needs.
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Stocks
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Bonds
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Options
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Mutual Funds
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ETFs
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Alternative Investments
FINANCIAL
PLANNING
Here at Independence Retirement Advisors, we offer dependable financial planning for every stage of life! Our advisors and professionals understand the importance of having a sound financial plan that can grow with you as life happens.
Whether you're a recent college graduate, newly married, or gearing up for retirement, and everything in between, our team will guide you every step of the way.
TAX
PLANNING
Tax planning involves a proactive approach of reviewing and analyzing all sources of income at regularly scheduled intervals throughout the year to reduce your tax liability to the IRS. As Enrolled Agents, the Cucinottas have the expertise to help you plan effectively.
We help you uncover any mistakes or missed opportunities that may have been missed by the average tax preparer.
INSURANCE
PLANNING
Insurance is one of the immediate areas of focus after we've reviewed your budget worksheet and cash flow analysis. Why? Because we understand the value that insurance brings and therefore view it as protection.
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Life Insurance
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Asset-Backed Life Insurance
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Long-Term Care Insurance
